Wholesale infrastructure · Built for institutions

The money & digital-asset rails behind modern fintech.

FleexPay gives fintechs, banks and payment providers a single wholesale platform for crypto custody, fiat on/off-ramp, exchange & liquidity, multi-currency settlement and stablecoin payments — all through one secure API.

180+
Countries reachable
40+
Fiat & crypto pairs
99.99%
Platform uptime SLA
<200ms
Median API latency

Engineered for regulated, high-volume operations

🔐 MPC & cold-storage custody 🏦 Segregated client accounts 📋 AML / KYC / KYB built-in ⚡ Real-time settlement 🛡️ SOC 2-aligned controls 🌍 Global fiat coverage
Wholesale services

Everything you need to move value — under one roof

Compose exactly the services you need. Each module is API-first, white-label ready and backed by institutional liquidity and compliance.

Crypto Custody

Institutional custody combining MPC key-sharding, hardware security modules and deep cold storage. Segregated wallets, policy-based approvals and full audit trails.

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Fiat On / Off-Ramp

Convert between 30+ fiat currencies and digital assets at wholesale rates. Local payment methods, virtual IBANs and same-day banking across major corridors.

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Exchange & Liquidity

Smart order routing across tier-1 venues and OTC desks. Tight spreads, guaranteed quotes and deep liquidity for spot conversion at any size.

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Wholesale Settlement

Net, multi-currency settlement with real-time reconciliation. Programmable payouts, batch disbursements and 24/7 movement across the network.

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Banking-as-a-Service

Issue named virtual IBANs and multi-currency accounts to your end-clients. Collect, hold and pay out worldwide under our regulated banking partners.

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Stablecoin Payments

Send and receive USDC, USDT and EURC across major chains. Treasury-grade stablecoin rails for instant, low-cost cross-border value transfer.

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One platform

A unified ledger for fiat and digital assets

Stop stitching together custodians, brokers, banks and payment processors. FleexPay consolidates the entire value chain into one balance, one reconciliation and one API.

Single multi-asset balance

Hold fiat, crypto and stablecoins in one account with real-time, sub-ledger accounting per client.

White-label & embeddable

Ship branded custody, ramps and accounts to your users with hosted flows or headless APIs.

Programmable money movement

Rules, approvals and webhooks orchestrate flows automatically — no manual treasury ops.

Enterprise SLAs & support

Dedicated solutions engineering, 24/7 monitoring and a 99.99% uptime commitment.

1
Onboard & verifyKYB/KYC via API or hosted flow — minutes, not weeks.
2
Fund any wayWire, SEPA, ACH, FPS, local rails or on-chain deposit.
3
Convert & custodyBest-execution conversion into custody or stablecoins.
4
Pay out globallySettle to bank accounts or wallets in 180+ countries.
5
Reconcile in real timeUnified ledger, statements and webhooks for every event.
$12B+
Annualised volume processed
180+
Countries served
24/7
Settlement & support
100%
Segregated client funds
Who we serve

Wholesale rails for every kind of money business

From scaling fintechs to established banks, partners build on FleexPay to launch faster and operate leaner.

🚀 Fintechs & Neobanks

Launch crypto buy/sell, multi-currency wallets and global payouts without becoming a custodian or chasing banking licences. Go live in weeks on our regulated infrastructure.

🏦 Banks & Financial Institutions

Offer your clients regulated digital-asset custody and stablecoin settlement through a compliant, auditable layer that plugs into your core systems.

💳 PSPs & Payment Companies

Add crypto acceptance, instant FX and cross-border settlement to your stack. Reduce correspondent-banking cost with stablecoin corridors.

📈 Exchanges & Brokers

Source deep liquidity, outsource custody and bridge fiat on/off-ramps so you can focus on your trading product and customers.

🌐 Crypto & Web3 Platforms

Embed fiat ramps and treasury management directly into wallets, marketplaces and dApps with hosted or headless integrations.

🏢 Corporates & Treasuries

Manage multi-currency and stablecoin treasury, hedge FX and move funds globally with bank-grade controls and reporting.

Developer-first

Integrate the entire stack with one API

REST & webhooks, idempotent by design, with sandbox keys, predictable JSON and SDKs on the way. Quote, convert, custody and settle in a handful of calls.

Bearer-token auth & HMAC webhooks

Idempotency keys on every write

Full sandbox with test funds

Read the API documentation →
create-quote.sh
# Lock a wholesale FX/crypto rate, then execute
curl https://api.fleexpay.io/v1/quotes \
  -H "Authorization: Bearer sk_live_•••" \
  -H "Content-Type: application/json" \
  -d '{
    "from_currency": "EUR",
    "to_currency": "USDC",
    "from_amount": "50000.00",
    "side": "sell"
  }'

# → 200 OK
{
  "id": "qt_3p9Xk2",
  "rate": "1.0832",
  "to_amount": "54160.00",
  "expires_at": "2026-06-30T12:00:30Z",
  "status": "open"
}
Security & compliance

Built to satisfy regulators, auditors and risk teams

Compliance is not a feature bolted on — it is the foundation FleexPay is built upon.

Custody security

MPC key management, HSM-backed signing, geographically distributed cold storage and policy-based withdrawal approvals.

Regulatory alignment

AML/CFT programmes, sanctions & PEP screening, travel-rule support and transaction monitoring across all flows.

Operational resilience

SOC 2-aligned controls, encryption in transit and at rest, granular RBAC, signed audit logs and 24/7 monitoring.

Segregated funds

Client assets are held 1:1 in segregated, bankruptcy-remote accounts — never lent, never rehypothecated.

Data protection

GDPR-aligned data handling, tokenised PII, regional data residency options and least-privilege access.

Global coverage

A licensed partner network spanning the EU/EEA, UK, North America, LATAM, MENA and APAC corridors.

Ready to build on wholesale rails?

Talk to our solutions team about custody, ramps, exchange and settlement tailored to your volumes and corridors. Sandbox access is available immediately.